Hello, and welcome to the Life By Design podcast, brought to you by Strategic. This podcast is all about helping you live your great life.

Hello, welcome to the Life By Design podcast. Joining me once again is Greg Matkola, one of our senior advisors here at Strategic.

Hello, Greg. Hello, Jay.

So happy to be back. Good.

Yeah, I'm glad to have you back. Uh, and you know, last time we talked, we talked about behavioral awareness when dealing with finances, and so I think it's kind of, uh, striking that I'm having you back because May is Mental Health Awareness Month, and I know this is a topic that's close to your heart and something you like to speak with folks about.

Absolutely. Yeah.

It's, it's great to be here. Um, yeah, it is important to me.

Uh, and I, and I think it's important to everyone, but yet we often don't talk about it as much Mm-hmm. as should, and we don't, uh, have it kind of in the conversation, um, as much as we should.

And I think it's an important month to bring it to the forefront. Mm.

And that's what I hope to do today. Yeah, and I think, you know, for those of you at home, um, just to be prepared, this, this may have some topics in here that may hit close to home and- Yeah.

so, you know, if, if it's not something you're ready for right now, you know, please, you know, don't, d- you don't have to listen. But, you know, if you really wanna talk about this and, and hear our side of the conversation, please stay with us.

Uh, but, uh, just some, some information here. Mental Health Awareness Month, the month of May, has been instituted in the US since 1949.

in regards to our business, you know, when we have up and down months or several months, like we have recently. Absolutely.

Sure. Because certainly, um, the last several months in the market and the world in geopolitics and domestic, uh, have been anxiety-inducing.

Mm-hmm. Uh, we've had lots of folks that have, uh, know, gone through a range of feelings about everything that's been going on.

And a lot of it, you know, kind of instigates anxiety. Yep.

And, you know, that is something that can't be ignored. Mm-hmm.

To me, why this is important is so many fronts and so many reasons. At Strategic, we talk about helping our clients lea- live and lead their very best lives.

And sure, at the root of what we do here, we are managing people's finances. And a big part of leading their best lives and living their best lives is being in sound and good financial position.

Mm-hmm. And we are amazing at that.

But we don't just stop there. We genuinely want our clients to be living organically, holistically their best lives.

And that includes health. That includes, um, you know, life satisfaction.

Mm-hmm. Uh, and health to me, it obviously physical is a big part of it, but it's also mental and where are your emotions?

How are you feeling about things? Um, and I- I think this is a topic, you know, throughout the years that finally, I think, has shed a lot of its stigma, um, in terms of dealing with anxiety or depression or a range of mental issues and battles Mm-hmm.

uh, that folks go through on a regular basis. Uh, but it has not always been that way.

Mm-hmm. Right?

I, you know, if you think back to, um, you know, how we were raised and, and growing up, this wasn't necessarily talked about a lot and specifically with men. Um, it was not something that men admitted they ha- you know, they were supposed to be the providers and, and strong and they, they didn't succumb to these types of things.

That was how, you know, I was raised and I saw firsthand the, the detriment of not dealing with things. Mm-hmm.

Um, you know, my dad suffered from, from mental illness. Um, I witnessed it my whole childhood.

He ultimately succumbed to his mental illness, um, and took his own life. And I don't bring that up to start off with this tragic, you know, down note.

Um, I bring it up because that is the absolute extreme point of what can happen And back then, in the '70s and '80s, that was not something that I think most men thought that they had a- at their disposal. I don't, I don't think that they had- uh, felt that they had those options.

And today in 2025, I think we are in a vastly different world. However, I think we still need to kind of keep the pedal to the floor in terms of letting folks know that this is something that people should address head on- Mm.

Yeah. I, I think I've definitely, um, seen that, you know, and, and some of my upbringing showed that, you know, we had the, w- the, the folks that went through World War II with the Golden Generation into the Baby Boomers, um, and even into Gen X, Millennials, right, where I kinda, I kinda straddle those 2 areas, is a lot of that old conversation, if you ever remember, depending on your age, uh, yourself or your grandfather or your father say, you know, just, like, "Suck it up.

Go, you know, just, you're, you know, you gotta work, you gotta take care of the family, you gotta suck it up and just, like, be this kind of pillar of strength to, to support your family or to whatever that may look like." And I think as, you know, I look at my generation and how we are bringing up our kids, the conversation's much different, right? It is.

And, and so, you know, um, besides being anecdotal, we kind of looked into some of the numbers here and the National Institute of Mental Health, uh, had a report in the '22, '23 year that said basically 59.3, uh, adults, 18 and plus, in the United States, uh, have any sort of mental illness. They call it AMI.

And that is roughly 23% of US adults, and, you know, I was kind of discussing these numbers with you before we started and you're like, "Yeah, reported." Right. So I mean, when you look at the numbers, um, they're higher percentages for younger people.

Mm-hmm. And, and the older the range goes, the lower percentage it is of those that are, uh, suffering.

And to me, that's an indication of how we were raised generationally. Mm-hmm.

And who has actually, you know, sought out help so that they become one of these counted people. Uh, and I think we still have, right, work to do in that regard because- Yeah.

Um, we have all been in what I call, you know, the hole at some point in our lives. I have suffered from anxiety and de- and depression at various points of my life.

Um, I think most folks have if you were, if people were speaking honestly and forthright, I think most folks have been through something in their life- Mm-hmm. some type of trauma, loss, you name it, that have induced periods of mental struggle.

It is very natural, very normal. There is no shame in that.

Um, and it is not a journey that you have to walk alone. My favorite parable that I think sums up, uh, this topic is a man, uh, found himself down a deep, dark hole and he couldn't get out.

And above, you know, at street level, he sees the town priest walking by and he s- calls out, "Father, Father, I'm down in this hole. I can't get out.

And obviously, the man still can't get out. I, I can't get out.

I don't know how to get out." The doctor writes a prescription, tosses it in the hole, and keeps on. And obviously, the man is still in the hole.

And a neighbor walks by and he recognizes him. He says, "Joe, it's me.

says, "Joe, it's me. I'm in this hole.

I can't get out. I can't find my way out." Joe jumps down in the hole with him.

He says, "What did you do that for? Now we're both down here." Joe says, "Yes, but I've been here before and I know the way out." To me, that symbolizes and encapsates- Mm-hmm.

everything about this topic because you need help. Mm-hmm.

We all need help at various times. And to, to get that help, and it could be a little bit of help, you just need someone to talk to, work your way through it.

It could be a lot of help, you need a physician, you need counseling, maybe medication, whatever the case may be, and there is a big range- Mm-hmm. you don't have to walk this journey alone.

Mm-hmm. There are so many avenues out there today to help folks and to make sure that when you are fighting these demons and going through these periods and you're in the hole, that there's people and, and, a- and resources to help you.

Yeah, and I think, you know, as you were kinda saying that, uh, i- in the nature of the work we do, right, I, I think that crosses, though we're specifically talking about mental health, you know, it crosses all kinds of Financial health, like, all the, all the ti- anything that can, you can put health next to it, right? Exactly.

Is, I think it's always hard, um, to reach out and ask for help no matter what the problem is that you're having, um, even as simple as, like, trying to fix your lawnmower, right? Like, there's You're like, no, I got this.

Like, I'm gonna figure this out, right? And I think the first step is recognizing the scope of the problem that you're dealing with and whether or not you're equipped to deal with it, uh, no matter what the level of the problem is, right?

That's right. Um, and I think sometimes too, and, and we're gonna, we're gonna touch on this a little bit, um, is maybe even recognizing that there is a problem, right?

And I think in my example with the lawnmower, uh, that's an easy thing to recognize. And I think anything like tactile like that or physical, sometimes it's easy to recognize those limits and you're going, oh yeah, I don't I actually don't know anything about small engine repair so I need to go to somebody to fix this.

And that's an easier recognition where when it comes to finances, mental health, I think the pieces that, uh, or the, the kind of like journey is a little bit different and a little bit harder to recognize. Agree.

Um, and, and it sometimes it sneaks up on folks, right? Mm-hmm.

You're not eating or you're, you're, you're binge eating, you're, you're binge drinking or turning to other substances. Um, you know, there's all of these different kind of indicators that you might notice and maybe one or 2 in and of themselves, um, might not raise any red flags but then they, you know, they start to compound.

Um, and that's really what it That emotional awareness, right? We've talked about this before.

Mm-hmm. We talked about it in behavioral finance, well, it, it again, pops up here.

It is that doing kinda your sy- you know, that systems check, um, and, and that self-evaluation and that self-introspection, right? Uh, you know, above the Temple of Apollo in ancient Greece it said, "Know thyself." Right?

So we all know ourselves, I think, and we know when something's off and we know when we're not feeling right. Mm-hmm.

And one of the things that has been helpful for me that I've learned throughout the years as a technique is to name it. Um, the unknown is scary- Yeah.

right? But when we name something, when we recognize, identify, and name something, it becomes less scary and now it's moved towards something that we can- Mm-hmm.

find a solution for. You know, this is a perfect week, right?

We, we, um, we're coming off of a miserably d- gray, rainy weekend. It has been a long, hard winter.

It has been a wet, long spring, uh, cold. This week the weather has been dreadful.

Multiple people that I've come in contact with have expressed how their mood is lower- and they are less optimistic and less, you know, less happy, and a, a direct result of the weather. For those of you in New York.

So some of you listening may be in- For our- Florida or "What is he talking about?" It's beautiful here. Um- I've never seen such a weekend.

So, you know, if Like, if you wake up and you feel down- Mm-hmm. "Oh, well, we're, we're on our 12th day without seeing the sun.

Um, I've got this major project looming that's causing me anxiety. Whatever it might be, those are the things to be aware of.

Yeah. Right?

Because once you're aware of them and you name them, then you can deal with them. Mm.

Right? You need help.

And- Yeah. that's, again, what I encourage the most, that man in the hole.

talking to, "Am I feeling a little down? So that's kind of your first step, right?

And if, if this is the answer, if, if you just heard me say that and Greg talk about the weather, you know? So what are some self-care activities, Greg, that you've seen that can help in that instance?

100%. And I, and I, and this is where that, you know, living your best life and that- Mm-hmm.

Um, you know, first and foremost, right, always, um, if you're feeling this way, talk to somebody. It may not rise to the level of a counselor right away, but reach out to someone that you love, that you trust.

Um, it's that community and that friendship versus loneliness that I think makes all the difference in the world. And there's, there's empirical evidence out there that supports this.

Uh, they call it, I think it's, the official term is the Study of Adult Development, but it dates back to 1938. It's one of the longest running studies following the same group of people, if not the longest ever.

And it started with a group of men back in 1938 and follows 'em to this day. Um, and the number one thing that this sh- study showed in terms of life satisfaction and happiness and, um, you know, just overall, uh, fulfillment in life was community.

Mm-hmm. It also aided in that.

Those that had long-lasting friendships, uh, community, people around them that loved them and that they loved and cared about, um, did tremendously better than those who tried to go it alone. And I think that speaks volumes.

So first and foremost, if you're experiencing any of these symptoms, if you are feeling that you're in that hole, reach out to someone. Mm-hmm.

You may be at the beginning stages of this, you may be middle, whatever the case may be. That will determine who you reach out to, talk to someone.

Um, ask for help. Mm-hmm.

Um, I mentioned naming it, you know, that introspection, talking to yourself, having that conversation with yourself, trying to f- you know, find some root causes as to what's bothering you. Um, sometimes that takes longer than, uh, other times, but it's- it's worth doing that examination.

I'm a big You- Oh, go ahead. Yeah, well, I was gonna say, you know, and when you're thinking about this, something that just struck me as we were talking.

You know, I know we're talking about a larger topic in general, and it at times can seem heavy and, like, you may be thinking to yourself, "Well, yeah, you know, I'm not I'm just stressed about this one thing," or But this is something too, uh, we talk about with some of our clients, um, especially those who are heading into retirement. You know, retirement's a huge change in life, lifestyle, uh, uh, you know, interacting socially.

And so, like, a lot of these topics that we're talking about right now that Greg's getting to with community and, like, you know, this hole that you may be in, it may doesn't necessarily have to be deep and dark. It could just be uncertainty- That's right.

of heading into retirement and going, "Well, what the heck am I gonna do now?" Right? And I think we've seen that, um, with a lot of clients and, uh, and just a lot of folks that we know, is that going, okay, you're- you're about to go through a huge life change whether or not you think so, like And you may be looking forward to retiring and not working anymore, but things are gonna be different and you need to be prepared for that.

It doesn't even have to be very serious things. Just talk about being retired and, you know- That's having somebody to hang out with now that you're not going to work every day at 9:00 AM or 8:00 AM or whatever your work schedule was.

That's exactly right. Yeah.

I mean, it's- it's just ha- it's being able to kinda not be alone in this journey. Yeah.

Right? Um, some other things, um, you know, simple but I think effective, um, and you all can save some, save some money on therapy, I'll- I'll have paid, I'll have paid it for you.

Right? The expression that I always, that I took away was don't should on yourself.

Uh, I should be doing this, I should be doing that. Yeah.

I should have this, I should have that. Be kinder to yourselves, right?

Mm-hmm. It's- it's take it easy on yourself.

Self-talk, self-love, these things are important. Seems silly- but how you talk to yourself and the pressures that you put on yourself are important.

And- and they can, they can- Yeah. drastically affect and- and improve or negatively affect your, um, you know, your state of mental health.

Um, another easy one, you're right, it's- it's so basic, but we all, I think, fall prey to not doing it during times of great anxiety or stress is move, right? Get out and get some fresh air, exercise, get your blood flowing.

Endorphins are free, right? You don't need a prescription.

They help. Yeah.

Right? Getting that blood moving, getting out for a brisk walk, a run, a bike ride, a kayak, whatever your thing is.

It helps, right? It helps you work through things mentally.

Mm-hmm. It helps to flush the system.

Uh, it just helps to get your heart rate up. Sleep is a big We don't talk enough about sleep.

It will- Mm-hmm. ultimately stop working.

Same goes with things like nutrition, sleep, exercise. Yeah.

Eating maybe a little more cleanly, watching the alcohol intake, the sugar intake, things of that nature that have t- are proven to have- Mm-hmm. Um- When I think, I think too that, like, and ev- I think day to day, right, as we look, especially if we're busy or we have a lot going on, um, some of those things can seem insurmountable.

And so I- I've always taken the approach, uh, whenever I've tried to better myself in any way, right, is- is the old adage of how to eat an elephant, right? And it's one spoon- One bite at a time.

Yeah, one spoonful at a time. And so just small incremental changes can help- help you and move you in the right direction.

So, like, if we're talking about exercise, you know, one thing a lot of folks do here at- at- here at Strategic at work is they just go out for a walk at lunch. That's right.

what's a small step that I could take today to better myself, right? And- and, like, for me, uh, I am 100% a stress eater, and it's one of those things like if things are tough right now, I'm like, "You know what would be great?

Pizza." Uh, because I know I can control that. I know it's gonna make me happy, and then I- I know I can just get some, a kick out of that, right?

That's a big topic when, when- Mm-hmm. And it's because you need that kind of like positive thing that's like, "Okay, I did all the hard work, here's a short little, like, uh, positive movement I can get out of that." Because a lot of this is longer term gains, and so you need those like short bursts of rein- positive reinforcement that are helping you to move forward.

So, I think in any of the topics that we talk about, and with financial planning, right, and getting on the right track financially, is small gains. Like, "What can I do today that's just a small move forward?" I mean, all too often we think we have to, you know, do these drastic things.

Mm-hmm. And, and when we're super stressed, like you said, um, I'm, I am no different.

When I am stressed to the max and feel like I don't have enough time for everything and, and, you know, too much to do, you know, the first thing that might get cut out is, you know, meal planning or meal prepping or getting my workout in, I don't have time for that. But take care of you, your self-care first.

Um, it doesn't have to be massive changes. It can be that bite at a time.

You know, the same thing goes, you know, we- we've seen people you know, multiple unsecured debts, right? And how do we deal with this?

Well, we're gonna deal with it. We're gonna find, you know, whether it's ta- tack the highest interest payment first or the smallest one first or whatever the case may be.

Yeah. We're going to do this one bite at a time and we're, and we're going to, we're gonna get to a better place.

The same goes with your, your health, your nutrition, your, your, your overall sense of being. Um, yeah, it's The things that, and the things that you talked about, like what we r- what we reach for when we're feeling stressed, I'm the same way, grew up Italian, uh, you know, with, I'm a huge stress eater.

Huge comfort food seeker. Yeah.

Um, and, and oftentimes that's not the answer, uh, because it'll exacerbate or compound, you know, next thing you know, you've, you're putting on more weight and you're feeling worse about yourself, right? c- kind of almost like, you know, the, when you g- go again with the, the analogy, when you go to get the car oil changed, they, they take you through that checklist.

Like, we've all got our personal checklists, "Am I getting enough sleep?" Yeah. Am I drinking too much alcohol?

Am I eating the right things?" Like all these things that we can go through and, and ask. And if, if we see some red flags, if we see some things in the red, now we can take some steps to correct 'em.

talk to people. Yeah.

Other people have been through this, right? We've all been in those, those periods in our lives and we've all been in these valleys and the holes.

Um, you don't have to do it alone. You know, a lot of companies have, uh, employee assistance programs.

It's there for you. Yep.

Counseling today is more accessible than it's ever been, right? Mm-hmm.

you know, not to plug something, but th- that's just one of many. it offers accessible online counseling.

Um, so you don't have to necessarily go find a physical place to go. Um Yeah, it, it's become much more, um, personal, I guess is the best way- Yeah.

I you know, I was trying to think of the word, but like, because before, in, in the old days, um, you would have to like physically leave- Right. somewhere, right?

Where now, you can I mean, even just regular doctor's appointments you can do through Teladoc or whatever now. And you're just like, "I don't even have to go anywhere?

All right." Right. "Like, I'll just do this from the comfort of my living room?

Okay, great." You know? So yeah, I think, I think just being aware, and so some of those early ones we talked about are mild symptoms that, like, the exercise, the eating healthy, sleeping, engaging in social contact, building communities, practicing mindfulness, like, these things can help you with those things.

So the next thing, you know, I think, uh, to get a little bit more serious, that you do have to ask yourself is, "Do I have more severe symptoms? Are they lasting more than 2 weeks?" And some of those are real difficulty sleeping.

Has that been lasting more than 2 weeks, than just like a night here or there? Um, has your appetite changed that's, uh, that's resulted in unwanted weight changes, whether that's losing weight or gaining weight, right?

Uh, th- now this is, again, over 2 weeks, more than 2 weeks. Are you struggling to get out of bed in the because of your mood?

Uh, is that becoming a problem? Are you having difficulty concentrating, uh, again, for more than 2 weeks?

Loss of interest in things you usually find enjoyable, right? That's, that's something, uh, that can be things that you need to look at.

And then, you know, I think the final very severe one is thoughts of death or self-harm, right? So when you're thinking about, and again, these all come from the National Institute of Mental Health, this isn't Jay or Greg telling you this, this is, uh, professionals.

We're just, uh, shining a light on it. But if you have some of those more severe symptoms, um, that's when you absolutely need to start looking outside for help, um, whether it's a, a therapist, um, medications, you know, whatever that may be, that, that's gonna need to help, whether you need to talk to your, your regular physician- That's right.

your regular healthcare provider. Um, you know, you need, you need to reach out, especially if, if any of those last kind of number of things started ringing bells in your head.

That's exactly right. And then unattended, it might escalate, and next thing you know, you're into those heavier, you know, more severe symptoms.

Mm-hmm. You're not wanting to get out of bed.

You're not seeing the purpose of it all. Um, like I said, I grew up with this.

Mm-hmm. And I watched it, and it doesn't have to go that route.

Right? I, I watched it go to the worst place.

And that is an option to me that is untenable- Mm-hmm. and one that no one needs to go, because there are too many resources now, and too many things available that can help.

And I have said to lots of groups that I have talked to about this, "Man, call me. I, I'm not a doctor.

I don't I, only play one, you know, on the podcast." "But God darn it, call me. Start with me if you need someone to talk to." Yeah.

"And I'm gonna, I'm going to take you by the hand and get you to someone that's an expert-" Mm-hmm. " in this." Because the world is better off with you in it.

Mm-hmm. And you and want you in this world.

And it never has to get to that option. Yeah.

It simply doesn't. and maybe you're doing just fine and you're feeling good about life, and, and you've got things squared away.

But you've got that friend who has been awfully quiet lately and hasn't been around, and you've not seen them engage in their, in their socials, and they've not been to the dinners, and they- they've been more reclusive. There's a good chance that there's a reason.

Yup. And they might be going through something.

So that empathy, that emotional awareness, that, you know, being open to what's happening with- Mm-hmm. others, um, that's important.

Yeah. Because you can take that first step and reach out to someone and say, "You okay?" "Everything going, everything all right?" Mm-hmm.

"Is, is anything going on? Is there something that, that you wanna talk about that I can help with?" Uh, sometimes people are just wanting, desperately wanting or praying someone would ask.

Yeah. and they're too scared to ask on their own.

So-It goes both ways. Be aware of it in the, in those that you love and that you care about and that you're around often.

And also if, if you're going through it yourself, please- speak up. Yeah, and I'd say to that as well, that sometimes I think it's hard to recognize it in ourselves.

I think sometimes we're just living our lives and there are time Like, even just simpler tasks like, you know, I've definitely had my wife tell me, like, "Hey, you're kinda I don't know. You kinda reacted to that a little" "differently than I anticipated." Uh, you know, she says it in a much di- I'm, I'm perjuring, making that much more flowery than, uh- that conversation goes.

But, um, but, you know, and, and you don't, sometimes you just don't even recognize it in yourself and I think it's very difficult for self-awareness and ownership of yourself instead of being defensive when a loved one says that and you go, "What are you being? No, I- maybe you have the attitude." You know?

I think you need to just sit and go, "Wait, do I? Like, why, why did that come up?" You know what I mean?

And kind of self-reflecting on that and saying, "Oh, this is the person who's known me the longest and they're saying this, like, maybe I need to, like-" Yeah. " okay, do a little check here and go, 'Wait, what's going on with me?' Like, 'Why am I reacting like this?'" You know?

And also, you know, I think to Greg's kind of, to your story, you know, though that was the furthest that that went down the darkness, um, and creates the most problems, I will say that there's other things along that path that it doesn't have to get that far, but it still can affect the other ones around you and make their lives harder. Um, even just from, you know, whether you're being de- whether you're depressed or you're filled with anxiety or you have these other mental illnesses, before they even go that far, um, you, you're affecting your loved ones and the people around you and you may not even realize it.

100%. I mean, that, that, so it's not uncommon for those feelings of whether it's anxiety or depression or, you know, whatever, whatever that particular mental illness might be, it's not uncommon for it to manifest itself in other behaviors- Mm-hmm.

Mm-hmm. Um, or they could just get so withdrawn, um, and, uh, down that they're, that they're barely functioning as a, as a parent or a, or a brother or a sister or whatever the, you know, the case may be.

And help them get the help. And B, be, be a regular, uh, do a regular self-introspection and, you know, do the work in, in that sense, um, in terms of evaluating what's going on with yourself and how you're feeling and, you know, go through the checklist and if you see something outta whack, address it earlier- Mm-hmm.

rather than later. You know, and we talked about, um, you know, the steps that you can take.

It starts small, right? You know, it really does.

It's that, like you said, eating that, eating that elephant, you know, one spoonful at a time. It's why that Admiral I- uh, McRaven, I think his name is, you know, he's got the, the philosophy about making your bed every day.

Yeah. Well, it's, you can see the, you can see the kind of rationale there, right?

So you start small, right? Today I'm gonna get out and get some fresh air.

Mm-hmm. I'm gonna seek out my friend and I'm gonna have a conversation and talk to somebody.

Like- Mm-hmm. little steps, little steps that, that, that will avalanche and, and go take you down a better road.

all things that I There's no perfect recipe for all this. no perfect prescription, but it's the conversation, I think, that we all need to be having, and I think men fall prey to not having this conversation, uh, more often than women.

Hm. I think they are, they are more prone not to overly stereotype or generalize- Yeah.

but it, it's just, I think there's just some differences there, that men are more prone to bury it. And my, my whole point of this conversation is to say, hey, it's okay to talk about it.

Mm-hmm. It's okay to reach out for help.

And fathers, talk to your sons about it, that this should not be a, a taboo topic, this should These are things that need to be said and they, they help everybody. Yeah, I agree.

And so as we wrap up here, I just wanna leave you all on this. Uh, of those 59, roughly 59 million adults, 18 and plus, that had mental illness, only 50% of them received treatment.

And as we talk, you know, I wanna leave you on that from, from the National Institute of Mental Health, if you are in crisis or know someone who is, you can call or text 988, that is the Suicide and Crisis Lifeline, or you can chat with them at 988lifeline.org, or you can text the Crisis Text Line at, uh, you can text Hello to 741741. So reach out, reach out to your loved ones.

Uh, if you are in crisis, reach out to the lifeline, 988. Thank you, Well said.

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